- PayForward meets important security standards. They are fully compliant with Payment Card Industry Data Security Standard (PCI), which is a set of security standards created by the major payment card companies. PayForward is HITRUST (Health Information Trust Alliance) CSF validated and certified. PayForward also has bank-level security, is fully compliant with HIPAA regulations, and passed all Blue Cross and Blue Shield security assessments. Your card balance is FDIC insured up to applicable limits.